1. Data Collection

We collect information that you voluntarily provide when creating an account and using our Service. This includes:

• Identity Data: Name, email address, and authentication credentials.
• Financial Data: Assets (amounts, institutions), liabilities, income profiles, and transaction records.
• Technical Data: IP addresses, browser types, and session activity logs for security and audit purposes.

2. How We Use Data

We use your data strictly for providing and improving the Service, specifically:

• Aggregating your wealth snapshots for net worth tracking.
• Generating financial growth projections and forecasts.
• Sending security alerts and MFA confirmations.
• Providing notification alerts for bills or asset milestones.

We NEVER sell your personal or financial data to third-party advertisers or brokers.

3. Data Sharing

We only share your information with trusted third-party service providers (sub-processors) necessary to operate the platform, such as cloud infrastructure (Google Cloud/AWS) and database services. All sub-processors are vetted for industrial security standards.

4. Security Measures

Your security is our top priority. We implement robust security standards:

• Encryption: Data is encrypted at rest using AES-256 and in transit using TLS 1.3.
• Access Control: Strict least-privilege access for internal staff audits.
• Hardening: Multi-factor authentication is mandatory for all accounts.

5. Data Retention

We retain your personal data only as long as your account is active or as needed to provide you with the Service. If you delete your account, we trigger a "Right to be Forgotten" protocol, wiping your financial data from our primary databases within 30 days.